(a) Notwithstanding section 431:12-104(a), any insurer may issue any insurance coverage on a group plan, without restriction as to the purpose of the group, occupation, or type of group. Group insurance rates shall not be considered to be unfairly discriminatory, if they are averaged broadly among other persons insured under the group plan.
(b) This section is additional to article 12 and other provisions of law, with the exception of section 431:12-104(a), relating to group insurance.