Public-domain · open source
OpenJurist

Insurance Code

Hawaii · Insurance Code · §§ 431:10-101 to 431:9N-104 · 1,434 sections

Overview

This act establishes the general framework governing the business of insurance within a state, defining what constitutes insurance, who qualifies as an insurer, and what activities amount to transacting insurance business. It divides coverage into recognized classes — life, accident and health, property, marine and transportation, vehicle, general casualty, and surety, among others — and sets out the foundational rules of the insurance contract, including who has capacity to contract, the requirement of an insurable interest, and the consent and application procedures for personal insurance. It also imposes plain-language standards on policy forms, requiring insurers to meet measurable readability thresholds and certify compliance, alongside disclosure obligations and recordkeeping and reporting duties.

Editorial summary generated from the text of this act. It is not part of the statute — read the sections below for the operative language.

In the courts

Sections of this act have been cited in 139 court decisions.

Most-cited authority: 939 FSUPP 782 - Barber v. Chatham

Sections covered

Showing the first 400 of 1,434 sections — browse the full code.

Enacted in other states

California, Illinois, Louisiana, Maine, New Mexico, Oklahoma, South Dakota

All Hawaii named statutes →

Download

Copy

Embed on your site

Hover to preview · click to copy the code

Search Wikipedia →