Nothing in this chapter shall apply to or affect any of the following:
1. Any policy of workers’ compensation insurance or any policy of liability insurance with or without supplementary expense coverage therein.
2. Any policy or contract of reinsurance.
3. Any blanket or group policy of insurance.
4. Life insurance, endowment or annuity contracts, or contracts supplemental thereto which contain only such provisions relating to accident and sickness insurance as provide additional benefits in case of death or dismemberment or loss of sight by accident, or as operate to safeguard such contracts against lapse, or to give a special surrender value or special benefit or an annuity in the event that the insured or annuitant shall become totally and permanently disabled, as defined by the contract or supplemental contract.