Sec. 198.5. (a) "Watercraft" means a contrivance used or designed for navigation on water, including a vessel, boat, motor vessel, steam vessel, sailboat, vessel operated by machinery either permanently or temporarily affixed, scow, tugboat, or any marine equipment that is capable of carrying passengers.
(b) The term does not include a craft that:
(1) is powered by its occupants, including a canoe, rowboat, or paddleboat; and
(2) does not contain any type of mechanical propellant, including internal combustion, steam, or electrical inboard or outboard motor or engine.