In connection with rental reimbursement coverage under an automobile insurance policy, an insurer, an employee or representative of an insurer, an agent of an insurer, a consultant, or an insurance adjuster shall not:
(1) Solicit or accept a referral fee or gratuity in exchange for referring an insured or claimant to a rental vehicle agency;
(2) State or suggest, either orally or in writing, to an insured or claimant that a specific rental vehicle agency must be used to be covered under the policy; or (3) In any way restrict the insured's or claimant's right to choose a rental vehicle agency.