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Subtitle 12. Trade Practices and Frauds

  • KRS 304.12-010— Unfair competition -- Unfair, deceptive practices prohibited
  • KRS 304.12-013— Prohibited unfair or deceptive practices in the writing of insurance
  • KRS 304.12-015— Repealed, 1986
  • KRS 304.12-020— Advertisements in general
  • KRS 304.12-030— Replacement life insurance -- "Twisting" prohibited
  • KRS 304.12-035— Beneficiaries' Bill of Rights
  • KRS 304.12-040— False financial statements
  • KRS 304.12-050— Advertisement of assets, liabilities
  • KRS 304.12-060— Defamation
  • KRS 304.12-070— Boycott, coercion and intimidation
  • KRS 304.12-080— Unfair discrimination prohibited
  • KRS 304.12-085— Denial of insurance because of race, color, religion, national origin, or sex prohibited -- Genetic tests
  • KRS 304.12-087— Living Donor Protection Act of 2021
  • KRS 304.12-090— Rebates prohibited
  • KRS 304.12-092— Gifts, sweepstakes, and drawings -- When permitted
  • KRS 304.12-100— Exceptions to discrimination and rebate prohibition
  • KRS 304.12-110— Illegal inducements prohibited
  • KRS 304.12-112— Prohibition against advertising, offering, or providing free insurance concerning consumer goods or related services
  • KRS 304.12-120— Desist order for defined or prohibited practices
  • KRS 304.12-130— Curtailment of undefined practices
  • KRS 304.12-140— Coercion in requiring insurance
  • KRS 304.12-150— Notice of free choice of agent or insurer
  • KRS 304.12-160— Certain fees for handling insurance transactions in connection with loans prohibited
  • KRS 304.12-170— Repealed, 2002
  • KRS 304.12-180— Interlocking ownership, management
  • KRS 304.12-190— Illegal dealing in premiums
  • KRS 304.12-200— Insurer name -- Deceptive use prohibited
  • KRS 304.12-210— Repealed, 1988
  • KRS 304.12-211— Domestic violence and abuse as reason for insurer's limitation or denial of coverage
  • KRS 304.12-215— Discrimination on basis of blindness prohibited -- Application
  • KRS 304.12-220— Definition
  • KRS 304.12-230— Unfair claims settlement practices
  • KRS 304.12-235— Time of payment of claims
  • KRS 304.12-237— Reimbursement for pharmacist services and procedures
  • KRS 304.12-240— Regulations relating to payment and disclosure by life insurers when funds are used for preneed funeral contracts or prearrangements
  • KRS 304.12-250— Exclusion of work-related health condition as unfair or deceptive trade practice for health insurance policies
  • KRS 304.12-255— Refusal to provide requested Medicaid information as unfair or deceptive trade practice for health insurer or administrator
  • KRS 304.12-257— Administrative regulations to protect Armed Forces service members from dishonest and predatory insurance sales practices
  • KRS 304.12-260— Prohibition against refusal of liability insurer to pay on policy for school's posting of Ten Commandments
  • KRS 304.12-270— Prohibited actions in connection with rental reimbursement coverage under automobile insurance policy
  • KRS 304.12-275— Claimant's right to repair facility of choice -- Appraisal of damaged vehicle to include notice of right to choose -- Exemption