KRS 304.14-180

Must contain entire contract -- Exception concerning additional benefits

Known as the Long-term Care Insurance Act

The act spans §§ 304.14-010 to 304.14-675 (77 sections).

Applied in 2 court decisions — leading case Health Cost Controls v. Wardlow (1993)

Most recently applied in 603 F. Supp. 2d 956 - HUMANA HEALTH PLANS, INC. v. Powell (February 2009)

Effective: June 18, 1970 History: Created 1970 Ky

(1) No agreement in conflict with, modifying, or extending any contract of insurance shall be valid unless in writing and made a part of the policy.

(2) No insurer or its representative shall make any insurance contract or agreement relative thereto other than as is plainly expressed in the policy.

(3) The requirements of this section shall not apply to the granting of additional benefits to all policyholders of an insurer, or a class or classes of them, which do not require increases in premium rates or reduction or restrictions of coverage.

Official source: Kentucky General Assembly. Reproduced from public-domain Kentucky statutes; confirm against the official source for the current text. Not legal advice.