Subtitle
Subtitle 14. The Insurance Contract
- KRS 304.14-010— Scope of subtitle
- KRS 304.14-020— "Policy" defined
- KRS 304.14-030— "Premium" defined -- "Late charge" authorized
- KRS 304.14-040— Insurable interest
- KRS 304.14-050— Insurable interest -- Exception when certain institutions designated beneficiary
- KRS 304.14-060— Insurable interest, property
- KRS 304.14-065— Definitions for section -- Insurable interest in shared car in peer-to-peer car sharing program -- Construction
- KRS 304.14-070— Power to contract -- Purchase of insurance by minors
- KRS 304.14-080— Consent of insured -- Life, health insurance
- KRS 304.14-085— Violation of insurable interest for person without insurable interest to pay premiums on life insurance in exchange for ownership in death benefit
- KRS 304.14-090— Alteration of application
- KRS 304.14-100— Application as evidence
- KRS 304.14-110— Representations in applications
- KRS 304.14-120— Filing and approval of forms
- KRS 304.14-130— Grounds for disapproval
- KRS 304.14-135— Uniform health insurance claim forms
- KRS 304.14-140— Standard provisions, in general
- KRS 304.14-150— Contents of policies in general
- KRS 304.14-160— Additional policy contents
- KRS 304.14-170— Charter, bylaw provisions
- KRS 304.14-180— Must contain entire contract -- Exception concerning additional benefits
- KRS 304.14-190— Execution of policies
- KRS 304.14-200— Underwriters' and combination policies
- KRS 304.14-210— Validity and construction of noncomplying forms
- KRS 304.14-220— Binders
- KRS 304.14-230— Delivery of policy
- KRS 304.14-240— Renewal of policy
- KRS 304.14-250— Assignability -- Rights of insurer, assignee
- KRS 304.14-260— Payment discharges insurer
- KRS 304.14-270— Forms for proof of loss furnished
- KRS 304.14-280— Claims administration not waiver
- KRS 304.14-290— Dividends payable to real party
- KRS 304.14-300— Exemptions of proceeds, life insurance
- KRS 304.14-310— Exemption of proceeds, health insurance
- KRS 304.14-320— Exemption of proceeds, group insurance
- KRS 304.14-330— Exemption of proceeds, annuity contracts -- Assignability of rights
- KRS 304.14-340— Rights of married women in life insurance
- KRS 304.14-350— Retention of proceeds of policy by company
- KRS 304.14-360— Construction of policies
- KRS 304.14-370— Jurisdiction of courts, limitation of actions
- KRS 304.14-375— Time limit for seeking reimbursement of health insurance overpayment
- KRS 304.14-380— Venue of suits against insurers
- KRS 304.14-400— Interest on payment from insuring company
- KRS 304.14-410— Use by insurer of itemized statement furnished to paying patient prohibited
- KRS 304.14-420— Minimum standards regulations
- KRS 304.14-430— Policy cover sheet -- Commissioner approval
- KRS 304.14-435— English language requirement for forms, policy, and claim-related information -- Requirements for non-English version -- Use and effect of translations
- KRS 304.14-440— Policies to be readable -- Factors to be considered
- KRS 304.14-450— Policies to be legible -- Factors to be considered -- Type face style approved by commissioner
- KRS 304.14-500— Definitions for KRS 304.14-510 to 304.14-550
- KRS 304.14-510— Minimum standards regulations
- KRS 304.14-520— Claim denial restriction
- KRS 304.14-525— Restrictions on denying, conditioning, or discriminating in pricing of Medicare supplement policies for applicants who meet requirements relating to age, health conditions, and enrollment
- KRS 304.14-530— Regulations establishing minimum standards for loss ratios
- KRS 304.14-540— Outline of coverage to be delivered to applicant
- KRS 304.14-545— Cancellation of Medicare supplement -- Return of unearned premium
- KRS 304.14-550— Notice of policy return right and premium refund
- KRS 304.14-560— Consumer's guide to long-term care insurance -- Compilation -- Distribution -- Payment
- KRS 304.14-600— Definitions for KRS 304.14-600 to 304.14-625
- KRS 304.14-605— Purpose and application to policies of KRS 304.14-600 to 304.14-625
- KRS 304.14-610— Group policy issued in another state
- KRS 304.14-615— Required standards and disclosures -- "Pre-existing condition" defined -- Right to return policy
- KRS 304.14-617— Services required to be included in coverage for assisted living benefits and for adult day care services
- KRS 304.14-620— Administrative regulations on marketing practices
- KRS 304.14-622— Cancellation of long-term care insurance policy -- Return of unearned premium
- KRS 304.14-625— Short title for KRS 304.14-600 to 304.14-625
- KRS 304.14-630— Administrative regulations relating to premium rates for long-term care benefits
- KRS 304.14-635— Administrative regulations relating to incidental long-term care benefits
- KRS 304.14-640— Definitions for KRS 205.619 and 304.14-640 to 304.14-644
- KRS 304.14-642— Kentucky Long-Term Care Partnership Insurance Program -- Policy component requirements -- Administrative regulations
- KRS 304.14-644— Required disclosure of availability of Kentucky Long-Term Care Partnership Insurance Program
- KRS 304.14-650— Definition for KRS 304.14-650 to 304.14-675
- KRS 304.14-655— Short-term nursing home products subject to statutes
- KRS 304.14-660— Administrative regulations relating to short-term nursing home insurance policies
- KRS 304.14-665— Administrative regulations establishing loss ratio standards
- KRS 304.14-670— Right to return policy or certificate and to have premium refunded -- Notice -- Proof of delivery of policy
- KRS 304.14-675— Coverage for services received in an assisted living community or adult day care facility