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KRS 304.14-280

Claims administration not waiver

Known as the Long-term Care Insurance Act

The act spans §§ 304.14-010 to 304.14-675 (77 sections).

Applied in 5 court decisions — leading case Edmondson v. Pennsylvania National Mutual Casualty Insurance Co. (1989)

Most recently applied in 939 F. Supp. 2d 754 - Hill v. State Farm Mutual Automobile Insurance (March 2013)

Effective: June 18, 1970 History: Created 1970 Ky

How often courts cite this section

1984199020002010201310
citing decisions per year

Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.

Without limitation of any right or defense of an insurer otherwise, none of the following acts by or on behalf of an insurer shall be deemed to constitute a waiver of any provision of a policy or of any defense of the insurer thereunder:

(1) Acknowledgment of the receipt of notice of loss or claim under the policy.

(2) Furnishing forms for reporting a loss or claim, for giving information relative thereto, or for making proof of loss, or receiving or acknowledging receipt of any such forms or proofs completed or uncompleted.

(3) Investigating any loss or claim under any policy or engaging in negotiations looking toward a possible settlement of any such loss or claim.

(4) Making advance or partial payments under insurance policies as an accommodation to or on behalf of any person suffering injury, loss or damage, and any such payment shall be credited to the final settlement or judgment.

Official source: Kentucky General Assembly. Reproduced from public-domain Kentucky statutes; confirm against the official source for the current text. Not legal advice.