Every insurance contract shall be construed according to the entirety of its terms and conditions as set forth in the policy, and as amplified, extended, or modified by any rider, indorsement, or application attached to and made a part of the policy.
KRS 304.14-360
Construction of policies
Known as the Long-term Care Insurance Act
The act spans §§ 304.14-010 to 304.14-675 (77 sections).
Applied in 2 court decisions — leading case Scottsdale Insurance v. Flowers (2008)
Most recently applied in 157 F. Supp. 3d 678 - Kentucky Ass'n of Counties Workers' Compensation Fund v. Continental Casualty Co. (January 2016)
Effective: June 18, 1970 History: Created 1970 Ky
Official source: Kentucky General Assembly. Reproduced from public-domain Kentucky statutes; confirm against the official source for the current text. Not legal advice.