Sec. 3422. An insurer shall include in a disability insurance policy, other than a health insurance policy, a provision as follows: LEGAL ACTIONS: An insured must not bring an action at law or in equity to recover on this policy before the expiration of 60 days after written proof of loss has been furnished in accordance with the requirements of this policy. An insured must not bring an action at law or in equity after the expiration of 3 years after the time written proof of loss is required to be furnished.
Mich. Comp. Laws § 500.3422
Legal actions; provision required
Applied in 4 court decisions — leading case 134 S. Ct. 604 - Heimeshoff v. Hartford Life & Accident Ins. Co. (2013)
Most recently applied in 134 S. Ct. 604 - Heimeshoff v. Hartford Life & Accident Ins. Co. (December 2013)
1956, Act 218, Eff
How often courts cite this section
Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
Official source: Michigan Legislature. Reproduced from public-domain Michigan statutes; confirm against the official source for the current text. Not legal advice.