Chapter

DISABILITY INSURANCE POLICIES

Mich. Comp. Laws § 500.3400— Definitions; scope of chapter, exemptions, exceptions
Mich. Comp. Laws § 500.3401a— Group disability insurance; issuance; filing and approval of form
Mich. Comp. Laws § 500.3402— Disability insurance policy; provisions required
Mich. Comp. Laws § 500.3402a— Group disability insurance policy; provisions required
Mich. Comp. Laws § 500.3402b— Group or nongroup disability insurance policy; coordination of benefits; provision; limitation; "other coverage" defined; payment by each insurer
Mich. Comp. Laws § 500.3402c— Family expense insurance policy
Mich. Comp. Laws § 500.3402d— Blanket disability insurance; coverage
Mich. Comp. Laws § 500.3402e— Blanket disability insurance policies; issuance
Mich. Comp. Laws § 500.3402f— Blanket disability insurance policy; provisions
Mich. Comp. Laws § 500.3402g— Blanket disability insurance policy; certificate; payment of benefits
Mich. Comp. Laws § 500.3402h— Legal liability of policyholder
Mich. Comp. Laws § 500.3403— Health insurance policy offering dependent coverage; required provisions; denial prohibited; grounds
Mich. Comp. Laws § 500.3404— Insurance policy issued for delivery to nonresident
Mich. Comp. Laws § 500.3405— Prudent purchaser agreements with providers of hospital, nursing, medical, surgical, or sick-care services; rates; discrimination prohibited; optometry, chiropractic, and physical therapy service
Mich. Comp. Laws § 500.3405a— Use of most favored nation clause
Mich. Comp. Laws § 500.3406— Disability insurance policy; provisions required, captions, omissions, substitutions
Mich. Comp. Laws § 500.3406a— Reconstructive surgery following mastectomy; prosthetic device
Mich. Comp. Laws § 500.3406aa— Third party access; dental provider network; requirements; exceptions; definitions
Mich. Comp. Laws § 500.3406b— Coverage for mental health services by mental health care provider
Mich. Comp. Laws § 500.3406bb— Health insurance policy; minimum required coverage; use of in-network and out-of-network providers; use of reasonable medical management techniques; applicability to short-term or 1-time limited duration policies; effective date
Mich. Comp. Laws § 500.3406c— Hospice care; definition; description of coverage
Mich. Comp. Laws § 500.3406d— Coverage for breast cancer diagnostic services, breast cancer outpatient treatment services, and breast cancer rehabilitative services; coverage for breast cancer screening mammography; definitions
Mich. Comp. Laws § 500.3406e— Coverage for drug used in antineoplastic therapy and cost of its administration; conditions
Mich. Comp. Laws § 500.3406ee— Health insurance policies; individual or small group markets; mandatory levels of coverage; actuarial value; compliance; applicability
Mich. Comp. Laws § 500.3406ff— Financial parity for orally administered, intravenously administered and injected antineoplastic (anticancer) medications
Mich. Comp. Laws § 500.3406h— Eligibility of parent for dependent coverage; health coverage of child through noncustodial parent; duties of insurer; court or administrative order and notice required
Mich. Comp. Laws § 500.3406hh— Coverage for mental health and substance use disorder services
Mich. Comp. Laws § 500.3406i— Individual eligible under title XIX of social security act; assignment of rights of insured to department of social services
Mich. Comp. Laws § 500.3406ii— Prohibition on the limitation or exclusion of benefits based on preexisting condition; exceptions
Mich. Comp. Laws § 500.3406j— Insured or applicant as victim of domestic violence; refusal to provide coverage prohibited; liability; "domestic violence" defined
Mich. Comp. Laws § 500.3406jj— Medical loss ratio rebates; applicability
Mich. Comp. Laws § 500.3406jj[1]— Prohibition on discrimination against health professionals
Mich. Comp. Laws § 500.3406k— Emergency health services; medically necessary coverage; "stabilization" defined
Mich. Comp. Laws § 500.3406kk— Coverage for blood pressure monitors
Mich. Comp. Laws § 500.3406l— Medical transportation services; reimbursement; exception
Mich. Comp. Laws § 500.3406m— Access by insured to obstetrician-gynecologist
Mich. Comp. Laws § 500.3406n— Access to pediatric care services
Mich. Comp. Laws § 500.3406o— Insurer providing prescription drug coverage; formulary restrictions; expedited review of coverage for nonformulary alternative; determination; subject to 500.3406w
Mich. Comp. Laws § 500.3406oo— Coverage for mental health screenings during postpartum period
Mich. Comp. Laws § 500.3406p— Establishment of program to prevent onset of clinical diabetes required; survey; coverages; "diabetes" defined
Mich. Comp. Laws § 500.3406q— Off-label use of approved drug; coverage; conditions; compliance; use of copayment, deductible, sanction, or utilization control; limitation; definitions
Mich. Comp. Laws § 500.3406r— Coverage for obstetrical and gynecological services by physician or nurse midwife
Mich. Comp. Laws § 500.3406s— Diagnosis and treatment of autism spectrum disorders; coverage; prohibition; availability of other benefits; conditions; qualified health plan offered through American health benefit exchange pursuant to federal law; short-term or 1-time limited duration policy or certificate; prescription drug plan; coordinated benefits; definitions
Mich. Comp. Laws § 500.3406t— Synchronizing insured's or enrollee's multiple maintenance prescription drugs
Mich. Comp. Laws § 500.3406tt— Coverage for certain hormonal contraceptives
Mich. Comp. Laws § 500.3406u— Coverage for prescription eyedrops; requirements; "prescriber" defined
Mich. Comp. Laws § 500.3406v— Coverage for emergency supply of insulin
Mich. Comp. Laws § 500.3406w— Temporary emergency and early refills for prescription drugs; inapplicable after March 31, 2021
Mich. Comp. Laws § 500.3406x— Nonopioid directive form; website
Mich. Comp. Laws § 500.3406y— Nonopioid directive form; enrollment
Mich. Comp. Laws § 500.3406z— Essential health benefit coverage; annual and lifetime dollar limits; prohibition; applicability to grandfathered health plan coverage
Mich. Comp. Laws § 500.3406z[1]— Disability insurance policies; discrimination against living donors; prohibition; definitions
Mich. Comp. Laws § 500.3407— Entire contract; changes
Mich. Comp. Laws § 500.3407a— Conduct on behalf of or information provided to insured by health care provider; prohibition or discouragement by disability insurer
Mich. Comp. Laws § 500.3407b— Undergoing genetic testing as condition of issuing, renewing, or continuing policy; disclosure of genetic testing or genetic information; definitions
Mich. Comp. Laws § 500.3408— Time limit on certain defenses; incontestable policy
Mich. Comp. Laws § 500.3409— Disability insurance policy; mandatory notices as to cancellation and refund of premium
Mich. Comp. Laws § 500.3410— Grace period; provision required
Mich. Comp. Laws § 500.3411— Reinstatement; provision required
Mich. Comp. Laws § 500.3412— Notice of claim; provision required
Mich. Comp. Laws § 500.3413— Claim forms; provision required
Mich. Comp. Laws § 500.3414— Proofs of loss; provision required
Mich. Comp. Laws § 500.3416— Time of payment of claims; provision required
Mich. Comp. Laws § 500.3418— Payment of claims; provision required
Mich. Comp. Laws § 500.3420— Physical examinations and autopsy; provision required
Mich. Comp. Laws § 500.3422— Legal actions; provision required
Mich. Comp. Laws § 500.3424— Change of beneficiary; provision required
Mich. Comp. Laws § 500.3425— Health insurance policy; coverage for intermediate and outpatient care for substance use disorder required; charges, terms, and conditions; reduction of coverage; deductibles and copayment provisions; definitions
Mich. Comp. Laws § 500.3426— Offer of wellness coverage by insurer
Mich. Comp. Laws § 500.3428— Provider network
Mich. Comp. Laws § 500.3430— Optional policy provisions; insurance commissioner's approval
Mich. Comp. Laws § 500.3432— Change of occupation; optional provision
Mich. Comp. Laws § 500.3434— Misstatement of age; optional provision
Mich. Comp. Laws § 500.3436— Other insurance with same insurer; optional provision
Mich. Comp. Laws § 500.3438— Insurance with other insurers; optional provision; expense incurred benefits
Mich. Comp. Laws § 500.3440— Insurance with other insurers; other benefits
Mich. Comp. Laws § 500.3444— Relation of earnings to insurance; optional provision
Mich. Comp. Laws § 500.3446— Unpaid premium; optional provision
Mich. Comp. Laws § 500.3448— Cancellation; optional provision
Mich. Comp. Laws § 500.3450— Conformity with state statutes; optional provision
Mich. Comp. Laws § 500.3452— Illegal occupation or criminal activity; optional provision; definitions
Mich. Comp. Laws § 500.3460— Order of certain policy provisions
Mich. Comp. Laws § 500.3462— Third party ownership of policy
Mich. Comp. Laws § 500.3464— Foreign or alien insurers; provision required by other state law; domestic insurers; provision required by other state or country
Mich. Comp. Laws § 500.3466— Filing procedure; insurance commissioner, regulatory powers
Mich. Comp. Laws § 500.3468— Provisions violating code; construction of noncomplying policies and provisions
Mich. Comp. Laws § 500.3470— Age of insured; provision regulations
Mich. Comp. Laws § 500.3471— Provision and nondisclosure of large employer group claims utilization and cost information; civil liability immunity; definitions
Mich. Comp. Laws § 500.3472— Open enrollment period; prohibitions; establishment of reasonable periods for health insurance policies; minimum standards for frequency and duration of open enrollment periods; denial of coverage
Mich. Comp. Laws § 500.3474— Risk classification; rates; filing requirements
Mich. Comp. Laws § 500.3474a— Premium rate after January 1, 2014; basis; factors
Mich. Comp. Laws § 500.3475— Reimbursement for services by licensed psychologist, podiatrist, or chiropractor; section inapplicable to policy involving prudent purchaser agreement
Mich. Comp. Laws § 500.3476— Telemedicine services; provisions; definitions
Mich. Comp. Laws § 500.3477— Use of financial incentive or payment to act as inducement to deny, reduce, limit, or delay services; prohibition; exception