Chapter

Legal Tender and Interest

Mo. Rev. Stat. § 408.010— Constitutional money act — electronic specie currency accepted as legal..
Mo. Rev. Stat. § 408.015— Definitions
Mo. Rev. Stat. § 408.020— When no rate of interest is agreed upon, nine percent allowed as legal..
Mo. Rev. Stat. § 408.030— Interest, maximum rate allowed — penalty for overcharge, limitation on..
Mo. Rev. Stat. § 408.031— Fee in lieu of interest may be charged on loan — exception
Mo. Rev. Stat. § 408.032— Recording fees
Mo. Rev. Stat. § 408.035— Unlimited interest, when allowed
Mo. Rev. Stat. § 408.036— Prepayment penalty by lender prohibited, exception — maximum permitted,..
Mo. Rev. Stat. § 408.040— Interest on judgments, how regulated — prejudgment interest allowed when,..
Mo. Rev. Stat. § 408.050— Excess interest paid recoverable with costs and attorney fee
Mo. Rev. Stat. § 408.052— Points prohibited, exception — penalties for illegal points — violation a..
Mo. Rev. Stat. § 408.060— Defendant may plead usury — judgment, how rendered — corporations cannot..
Mo. Rev. Stat. § 408.070— Usurious interest — security agreement invalid
Mo. Rev. Stat. § 408.080— Interest may be paid on interest — compounding limited to once a month —..
Mo. Rev. Stat. § 408.081— Validity of certain existing contract not to be affected, when
Mo. Rev. Stat. § 408.083— Credit contracts, prepayment before maturity, computation of interest
Mo. Rev. Stat. § 408.090— Demand loans where only securities are pledged not subject to usury laws
Mo. Rev. Stat. § 408.092— Attorney fees, enforcement of credit agreements, limitations
Mo. Rev. Stat. § 408.095— Charging interest of more than two percent per month a misdemeanor, exceptions
Mo. Rev. Stat. § 408.096— Loan arrangement, excess fee prohibited for certain transactions — penalty
Mo. Rev. Stat. § 408.100— Applicability of section — rate of interest
Mo. Rev. Stat. § 408.105— Precomputed loans, extensions, fee, limitations
Mo. Rev. Stat. § 408.110— Short title — applicability of sections 408.120 to 408.190
Mo. Rev. Stat. § 408.120— Interest computed and paid, how
Mo. Rev. Stat. § 408.130— Borrower to receive statement of contract — contents — prepayment effect —..
Mo. Rev. Stat. § 408.140— Additional charges or fees prohibited, exceptions — no finance charges if..
Mo. Rev. Stat. § 408.145— Credit cards issued in contiguous states, terms and conditions — definitions
Mo. Rev. Stat. § 408.150— Lender can not receive excess interest — failure by lender to return excess..
Mo. Rev. Stat. § 408.160— False advertising prohibited
Mo. Rev. Stat. § 408.170— Contracts paid in full before due date — recomputations of interest —..
Mo. Rev. Stat. § 408.175— Interest rate when maturity of note or contract accelerated
Mo. Rev. Stat. § 408.178— Deferral of monthly loan payments, fee authorized for certain loans
Mo. Rev. Stat. § 408.180— Authority of director to verify interest rates charged
Mo. Rev. Stat. § 408.190— Certain loans exempt from sections 408.120 to 408.180, and 408.200
Mo. Rev. Stat. § 408.193— Credit cards, no derogatory reports to credit agencies for carrying a zero..
Mo. Rev. Stat. § 408.200— Borrower not to be indebted on two or more contracts with same lender, when
Mo. Rev. Stat. § 408.210— Assignment of wages or compensation — excess over loan deemed interest
Mo. Rev. Stat. § 408.213— Changes to certain sections remedial only
Mo. Rev. Stat. § 408.231— Definitions
Mo. Rev. Stat. § 408.232— Rates and terms
Mo. Rev. Stat. § 408.233— Additional charges authorized
Mo. Rev. Stat. § 408.234— Collateral — prepayment rights, method of computation
Mo. Rev. Stat. § 408.235— Director may examine certain lenders
Mo. Rev. Stat. § 408.236— Recovery of interest barred, when, exceptions — actions taken or omitted in..
Mo. Rev. Stat. § 408.237— Applicability of sections 408.231 to 408.241
Mo. Rev. Stat. § 408.240— Penalties — actions taken or omitted in reliance on written interpretation..
Mo. Rev. Stat. § 408.241— Prepayment fee, second mortgage loans, allowed when
Mo. Rev. Stat. § 408.250— Definitions
Mo. Rev. Stat. § 408.260— Time contract, how executed — required contents — additional notes to cut..
Mo. Rev. Stat. § 408.270— Retail time contracts negotiated by mail — delivery unnecessary — notice of..
Mo. Rev. Stat. § 408.280— Insurance purchased to secure retail time contract, regulation
Mo. Rev. Stat. § 408.290— Retail charge agreement — form — delivery to buyer — contents
Mo. Rev. Stat. § 408.300— Time charges, amount authorized on retail time contracts — retail charge..
Mo. Rev. Stat. § 408.310— Assignments of retail time contracts and charge agreements — notice to..
Mo. Rev. Stat. § 408.320— Buyer may pay retail time contract debt before maturity — refund of charges
Mo. Rev. Stat. § 408.330— Delinquency and collection charges permitted — insurance premium in lieu of..
Mo. Rev. Stat. § 408.340— Applicability to prior transactions
Mo. Rev. Stat. § 408.350— Waiver of provisions void
Mo. Rev. Stat. § 408.360— Citation of law
Mo. Rev. Stat. § 408.365— Acceleration clauses, repossession or confession of judgment by power of..
Mo. Rev. Stat. § 408.370— Violation, penalty — effect on time and other charges — correction
Mo. Rev. Stat. § 408.375— Retail installment agreement, deemed signed or accepted, when
Mo. Rev. Stat. § 408.380— Sale of certain financial products and plans associated with certain loan..
Mo. Rev. Stat. § 408.400— Definitions
Mo. Rev. Stat. § 408.405— Defenses or setoffs arising from transaction good against holder of..
Mo. Rev. Stat. § 408.410— Exempt transactions
Mo. Rev. Stat. § 408.415— Chapter 400 is modified by provisions of sections 408.400 to 408.415
Mo. Rev. Stat. § 408.455— Variable rate agreements subject to certain provisions
Mo. Rev. Stat. § 408.500— Unsecured loans of five hundred dollars or less, licensure of lenders,..
Mo. Rev. Stat. § 408.505— Term of loans, charges permitted, repayment, return check charge
Mo. Rev. Stat. § 408.506— Report to the general assembly, contents
Mo. Rev. Stat. § 408.510— Licensure of consumer installment lenders — interest and fees allowed
Mo. Rev. Stat. § 408.512— Loans by traditional installment loan lenders
Mo. Rev. Stat. § 408.550— Discrimination prohibited — damages recoverable
Mo. Rev. Stat. § 408.551— Applicability of sections 408.551 to 408.562 — credit transaction defined
Mo. Rev. Stat. § 408.552— Enforceability of default provisions
Mo. Rev. Stat. § 408.553— Recovery limitation
Mo. Rev. Stat. § 408.554— Notice of default, contents, form, delivery
Mo. Rev. Stat. § 408.555— Acceleration, repossession and cancellation restricted — required..
Mo. Rev. Stat. § 408.556— Actions arising from default, contents of petition — default judgment..
Mo. Rev. Stat. § 408.557— Notice required before deficiency action may be commenced
Mo. Rev. Stat. § 408.558— Security interests not to be taken, when
Mo. Rev. Stat. § 408.560— Unenforceable provisions in note or credit contract
Mo. Rev. Stat. § 408.562— Damages recoverable for violation
Mo. Rev. Stat. § 408.570— Definitions
Mo. Rev. Stat. § 408.575— Denial of loans prohibited, when, reasons for
Mo. Rev. Stat. § 408.580— Applications to be accepted — written reasons for rejection required —..
Mo. Rev. Stat. § 408.585— Limitation on requirements of sections 408.570 to 408.600
Mo. Rev. Stat. § 408.590— Division directors, report to governor and department director, contents
Mo. Rev. Stat. § 408.595— Financial institutions to make other annual report, contents
Mo. Rev. Stat. § 408.600— Division directors to enforce provisions of sections 408.570 to 408.600 —..
Mo. Rev. Stat. § 408.675— Citation of law — definitions
Mo. Rev. Stat. § 408.677— Government access to records, when — requirements
Mo. Rev. Stat. § 408.680— Financial institution may not disclose, exceptions, requirements
Mo. Rev. Stat. § 408.682— Customer authorization, requirements
Mo. Rev. Stat. § 408.683— Subpoena, government may obtain records with, when — procedure — notice..
Mo. Rev. Stat. § 408.685— Delay of notice, allowed when — postdisclosure notice, form of
Mo. Rev. Stat. § 408.686— Challenge to subpoena — procedure, appeals
Mo. Rev. Stat. § 408.687— Financial institution to assemble records upon subpoena — delivery of..
Mo. Rev. Stat. § 408.689— Transfer of records to additional agency, allowed when — notice
Mo. Rev. Stat. § 408.690— Nonprohibited disclosure activities
Mo. Rev. Stat. § 408.692— Law not applicable to government authority, when — procedure
Mo. Rev. Stat. § 408.693— Fee paid to financial institution, amount, how determined
Mo. Rev. Stat. § 408.695— Statute of limitations
Mo. Rev. Stat. § 408.696— Civil liability for violation, amount — disciplinary action against agency..
Mo. Rev. Stat. § 408.697— Injunctive relief, allowed when
Mo. Rev. Stat. § 408.699— Statute of limitations, tolled when
Mo. Rev. Stat. § 408.700— Subpoena issued under authority of grand jury, records, use of
Mo. Rev. Stat. § 408.800— Definitions
Mo. Rev. Stat. § 408.805— Savings promotion program authorized, conditions
Mo. Rev. Stat. § 408.810— Compliance with federal American Savings Promotion Act
Mo. Rev. Stat. § 408.815— Programs not gambling, gaming, lottery, raffle, or sweepstake