(1) Each licensee shall maintain a journal of mortgage transactions at the principal place of business as stated on its license for all Mississippi residential loans that the licensee originated and/or funded. This journal shall be separate from non-Mississippi loans. The journal shall include at least the following information: Name of applicant and co-applicant, if applicable;
(2) Date of application;
(3) Disposition of loan application, indicating date of loan closing, loan denial, withdrawal and name of lender if applicable;
(4) Property address;
(5) Loan amount;
(6) Terms;
(7) Loan program; and
(8) Loan originator.
(9) Each licensee shall maintain a journal of serviced loans at the principal place of business as stated on its license, for all Mississippi residential loans that the licensee owns and/or services. This journal shall be kept separate from non-Mississippi loans. The journal shall include at least the following information: The number of mortgage loans the licensee is servicing;
(10) The type and characteristics of the loans;
(11) The number of serviced loans in default, along with a breakdown of thirty-, sixty- and ninety-day delinquencies;
(12) Information on loss mitigation activities, including details on workout arrangements undertaken and date loss mitigation application was submitted/approved/denied;
(13) Information on foreclosures commenced and completed;
(14) Name of applicant and co-applicant, if applicable; and
(15) Date the loan was boarded/deboarded, if applicable.