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Chapter

Mississippi S.A.F.E. Mortgage Act

  • Miss. Code Ann. § 81-18-1— Short title [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-3— Definitions [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-5— Exemptions [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-7— Mortgage broker, mortgage lender, or mortgage loan originator licensing requirement; violations [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-8— Enactment of local ordinances and regulations in compliance with this chapter authorized [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-9— Application for license [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-11— Mortgage loan originator surety bond requirement; form; amount [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-13— Authorization to collect and maintain records and process fees related to licensees; timing of grant or denial of request for license [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-14— Prelicensing education requirements; written test requirement [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-15— Mortgage broker, mortgage lender and mortgage loan originator license renewal procedures; license fees; annual continuing education requirements for mortgage loan originators [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-17— License nontransferable and nonassignable; notification to department of change in address, location, officers, etc.; department approval required for opening of branch office; notification to department of release of loan originator from employment; notification to department of change of qualifying individual of licensee [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-19— Acquisition of interest in licensee [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-21— Maintenance and investigation of business records; biennial investigation; examination fee; department authorized to examine persons suspected of conducting business requiring a license; licensee to make records and books available to commissioner and compile reports; commissioner may control access to records of licensee under investigation [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-23— Annual written report by licensee [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-25— Requirements for principal place of business and branch offices [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-27— Prohibited acts; licensed mortgage broker or mortgage lender to broker residential mortgage loan only to licensed mortgage brokers or mortgage lenders or exempt persons [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-28— Maximum lock-in fee; contents of lock-in fee agreement [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-29— Promulgation of rules and regulations [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-31— Regulations governing advertising of mortgage loans [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-33— Required contents of individual borrower files and individual servicer files [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-35— Journal of mortgage transactions for Mississippi residential loans that licensee originates and/or funds; journal of serviced loans for Mississippi residential loans that licensee owns and/or services [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-36— Funds paid to licensee for payment of taxes or insurance premiums must be deposited in separate account from funds belonging to licensee; account to be designated “escrow account”; accounting for funds [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-37— Suspension or revocation of license; notice to licensee [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-39— Definition of “person”; violations of law; cease and desist orders; failure to comply with order; civil penalty [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-40— Commissioner authorized to issue subpoenas; penalties for noncompliance with subpoena [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-41— Continuation of loan servicing under existing servicing contracts by suspended licensee [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-43— Penalties for violations; report of violations; hearing on amount of penalty; judicial review [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-45— Commissioner authorized to hire additional full-time employees [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-47— Immunity from liability [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-49— Grandfather provisions [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-51— Repeal of §§ 81-18-1 through 81-18-63 [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-53— Applicability of chapter [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-55— Activities prohibited in the course of residential mortgage loan transactions; compliance with borrower’s request for information; compliance with certain requirements whether residential mortgage loan is in default or borrower is in bankruptcy [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-61— Mortgage loan originators required to be licensed and registered through Nationwide Mortgage Licensing System and Registry; background checks; fees; process to challenge information in system; independent contractor loan processor or underwriter to be licensed as mortgage loan originator [Repealed effective July 1, 2020]
  • Miss. Code Ann. § 81-18-63— Confidentiality of information or material provided to Nationwide Mortgage Licensing System and Registry [Repealed effective July 1, 2020]