Article

North Carolina Consumer Finance Act

N.C. Gen. Stat. § 53-164— Title
N.C. Gen. Stat. § 53-165— Definitions
N.C. Gen. Stat. § 53-166— Scope of Article; evasions; penalties; loans in violation of Article void
N.C. Gen. Stat. § 53-167— Expenses of supervision
N.C. Gen. Stat. § 53-168— License required; showing of convenience, advantage, and financial responsibility; investigation of applicants; hearings; existing businesses; contents of license; transfer; posting
N.C. Gen. Stat. § 53-169— Application for license
N.C. Gen. Stat. § 53-170— Locations; change of ownership or management
N.C. Gen. Stat. § 53-171— Revocation, suspension, or surrender of license
N.C. Gen. Stat. § 53-172— Conduct of other business in same office
N.C. Gen. Stat. § 53-173— Computation of interest; application of payments; limitation on interest after judgment; limitation on interest after maturity of the loan
N.C. Gen. Stat. § 53-173.2— Repealed by Session Laws 1975, c. 110, s. 2
N.C. Gen. Stat. § 53-175— Fee for returned checks
N.C. Gen. Stat. § 53-176— Rates, maturities, and amounts
N.C. Gen. Stat. § 53-177— Fees
N.C. Gen. Stat. § 53-177.1— Electronic transaction fees
N.C. Gen. Stat. § 53-178— No further charges; no splitting contracts; certain contracts void
N.C. Gen. Stat. § 53-180— Limitations and prohibitions on practices and agreements
N.C. Gen. Stat. § 53-180.1— Military service members limitation
N.C. Gen. Stat. § 53-181— Statements and information to be furnished to borrowers; power of attorney or confession of judgment prohibited
N.C. Gen. Stat. § 53-182— Payment of loans; receipts
N.C. Gen. Stat. § 53-183— Advertising, broadcasting, etc., false or misleading statements
N.C. Gen. Stat. § 53-184— Securing of information; records and reports; allocations of expense
N.C. Gen. Stat. § 53-185— Rules and regulations by Banking Commission and Commissioner
N.C. Gen. Stat. § 53-186— Commissioner to issue subpoenas, conduct hearings, give publicity to investigations, etc
N.C. Gen. Stat. § 53-187— Injunctive powers; receivers
N.C. Gen. Stat. § 53-188— Review of regulations, order or act of Commission or Commissioner
N.C. Gen. Stat. § 53-189— Insurance
N.C. Gen. Stat. § 53-190— Loans made elsewhere
N.C. Gen. Stat. § 53-191— Businesses exempted