This Article shall be known and may be cited as the North Carolina Consumer Finance Act.
N.C. Gen. Stat. § 53-164
Title
Known as the North Carolina Consumer Finance Act
The act spans §§ 53–53 (29 sections).
Applied in 8 court decisions — leading case 174 N.C. App. 630 - State Ex Rel. Cooper v. NCCS Loans, Inc. (2005)
Most recently applied in 84 F. Supp. 3d 467 - Brown v. Western Sky Financial, LLC (January 2015)
1961, c. 1053, s. 1.
How often courts cite this section
Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
Official source: North Carolina General Assembly. Reproduced from public-domain North Carolina statutes; confirm against the official source for the current text. Not legal advice.