Any order or decision of the Commissioner that the premium rates charged or filed on all or any class of risks are excessive, inadequate, unreasonable, unfairly discriminatory or are otherwise not in the public interest or that a classification or classification assignment is unwarranted, unreasonable, improper, unfairly discriminatory or not in the public interest may be appealed to the North Carolina Court of Appeals by any party aggrieved thereby. Any such order shall be based on findings of fact, and if applicable, findings as to trends related to the matter under investigation, and conclusions of law based thereon. Any order or decision of the Commissioner, if supported by substantial evidence, shall be presumed to be correct and proper. For the purposes of the appeal the Insurance Commissioner, who shall be represented by his general counsel, shall be deemed an aggrieved party.
N.C. Gen. Stat. § 58-2-80
Court review of rates and classification
Known as the Examination Law. The purpose of the Examination Law
The act spans §§ 58-2-1 to 58-2-90 (60 sections).
Applied in 6 court decisions — leading case 124 N.C. App. 674 - State Ex Rel. Commissioner of Insurance v. North Carolina Rate Bureau (1996)
Most recently applied in 248 N.C. App. 602 - State ex rel. Com'r of Ins. v. North Carolina Rate Bureau (August 2016)
1971, c. 703, s. 2.
How often courts cite this section
Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
Official source: North Carolina General Assembly. Reproduced from public-domain North Carolina statutes; confirm against the official source for the current text. Not legal advice.