No insurance institution, agent, or insurance-support organization may seek information in connection with an insurance transaction concerning: (i) any previous adverse underwriting decision experienced by an individual; or (ii) any previous insurance coverage obtained by an individual through a residual market mechanism, unless such inquiry also requests the reasons for any previous adverse underwriting decision or the reasons why insurance coverage was previously obtained through a residual market mechanism.
N.C. Gen. Stat. § 58-39-60
Information concerning previous adverse underwriting decisions
Known as the Consumer and Customer Information Privacy Act
The act spans §§ 58–58 (37 sections).
1981, c. 846, s. 1; 2003-262, s. 2(1).
Official source: North Carolina General Assembly. Reproduced from public-domain North Carolina statutes; confirm against the official source for the current text. Not legal advice.