In all insurance against loss by fire the conditions of insurance must be stated in full, and the rules and bylaws of the company are not a warranty or a part of the contract, except as incorporated in full into the policy.
N.C. Gen. Stat. § 58-44-1
Terms and conditions must be set out in policy
1899, c. 54, s. 42; Rev., s. 4758; C.S., s. 6434; 2006-145, s. 1.
Official source: North Carolina General Assembly. Reproduced from public-domain North Carolina statutes; confirm against the official source for the current text. Not legal advice.