N.Y. Banking Law § 9-x*2

* § 9-x. Fees based on inactivity; notification. Notwithstanding any\nother provision of law or rule or regulation to the contrary, any\nfinancial institution subject to the provisions of this chapter,\nincluding any bank, trust company, savings bank, savings and loan\nassociation, credit union, mortgage broker, mortgage banker, or other\ninvestment entity, whether headquartered within or outside the state,\nwhich provides an account to a customer shall provide written notice of\nthe pending charges to a customer thirty days prior to charging any fee\nbased on account inactivity. Such notice shall include a telephone\nnumber and full contact information for a representative of the\nfinancial institution responsible for resolving any matter relating to\nthe fee. A notification by electronic mail shall satisfy the writing\nrequirement for the purposes of this section.\n * NB There are 2 § 9-x's\n