N.Y. C.P.L.R. 214-i

* § 214-i. Certain actions arising out of consumer credit transactions\nto be commenced within three years. An action arising out of a consumer\ncredit transaction where a purchaser, borrower or debtor is a defendant\nmust be commenced within three years, except as provided in section two\nhundred thirteen-a of this article or article 2 of the uniform\ncommercial code or article 36-B of the general business law.\nNotwithstanding any other provision of law, when the applicable\nlimitations period expires, any subsequent payment toward, written or\noral affirmation of or other activity on the debt does not revive or\nextend the limitations period.\n * NB There are 2 § 214-i's\n