N.Y. Gen. Bus. Law § 753-e

§ 753-e. Prohibited contracts. No contract for the purchase of a dog\nor a cat or the financing of such purchase shall include any provisions\nwhich authorize the use of a dog or a cat as security where such dog or\ncat may be repossessed by the seller or lender contingent on the\npurchaser making payments under such contract. Provided, however,\nnothing in this section shall prohibit the purchase of a dog or cat\nthrough an unsecured personal loan, nor be construed to limit the\nenforcement of other provisions of this article, article twenty-six-A of\nthe agriculture and markets law or other rights or remedies which are\notherwise available to all parties under any other law. The provisions\nof this section shall also apply to the sale of a dog or cat through an\nonline website.\n