N.Y. Gen. Bus. Law § 903

§ 903. Lien implications; notification. When a vehicle owner first\nregisters as a shared vehicle owner in a peer-to-peer car sharing\nprogram and prior to such time as when the shared vehicle owner makes a\nshared vehicle available for peer-to-peer car sharing in the\npeer-to-peer car sharing program, the peer-to-peer car sharing program\nadministrator shall notify in plain conspicuous language the shared\nvehicle owner that, if the shared vehicle shall have a lien against it,\nthe use of the shared vehicle through a peer-to-peer car sharing\nprogram, including use without physical damage coverage, may violate the\nterms of the contract with the lienholder.\n