N.Y. Ins. Law § 2328

§ 2328. Certain motor vehicle insurance rates; prior approval. No\nchanges in rates, rating plans, rating rules and rate manuals applicable\nto motor vehicle insurance, including no-fault coverages under article\nfifty-one of this chapter, shall be made effective until approved by the\nsuperintendent, notwithstanding any inconsistent provisions of this\narticle. This section shall apply only to policies covering losses or\nliabilities arising out of ownership of a motor vehicle used principally\nfor the transportation of persons for hire, including a bus or a school\nbus as defined in sections one hundred four and one hundred forty-two of\nthe vehicle and traffic law.\n