Ohio Chapter 1304 — Bank Deposits And Collections

74 sections hosted, reproduced from the official public-domain source.

Ohio Rev. Code Ann. § 1304.01— Definitions - UCC 4-104, 4-105
Ohio Rev. Code Ann. § 1304.02— Applicability - UCC 4-102
Ohio Rev. Code Ann. § 1304.03— Variation by agreement - measure of damages - action constituting ordinary care - UCC 4-103
Ohio Rev. Code Ann. § 1304.04— Separate office of bank - UCC 4-107
Ohio Rev. Code Ann. § 1304.05— Payable through or payable at bank - UCC 4-106
Ohio Rev. Code Ann. § 1304.06— Time of receipt of items - UCC 4-108
Ohio Rev. Code Ann. § 1304.07— Delays - UCC 4-109
Ohio Rev. Code Ann. § 1304.08— Electronic presentment - UCC 4-110
Ohio Rev. Code Ann. § 1304.09— Statute of limitations - UCC 4-111
Ohio Rev. Code Ann. § 1304.11— Status of collecting bank as agent and provisional status of credits - applicability of article - item indorsed pay any bank - UCC 4-201
Ohio Rev. Code Ann. § 1304.12— Responsibility for collection or return - when action timely - UCC 4-202
Ohio Rev. Code Ann. § 1304.13— Effect of instructions - UCC 4-203
Ohio Rev. Code Ann. § 1304.14— Methods of sending and presenting - sending directly to payor bank - UCC 4-204
Ohio Rev. Code Ann. § 1304.15— Depositary bank holder of unindorsed item - UCC 4-205
Ohio Rev. Code Ann. § 1304.16— Transfer between banks - UCC 4-206
Ohio Rev. Code Ann. § 1304.17— Transfer warranties - UCC 4-207
Ohio Rev. Code Ann. § 1304.18— Presentment warranties - UCC 4-208
Ohio Rev. Code Ann. § 1304.19— Encoding and retention warranties - UCC 4-209
Ohio Rev. Code Ann. § 1304.20— Security interest of collecting bank in items, accompanying documents and proceeds - UCC 4-210
Ohio Rev. Code Ann. § 1304.21— When bank gives value for purposes of holder in due course - UCC 4-211
Ohio Rev. Code Ann. § 1304.22— Presentment by notice of item not payable by, through, or at bank - liability of drawer or indorser - UCC 4-212
Ohio Rev. Code Ann. § 1304.23— Medium and time of settlement by bank - UCC 4-213
Ohio Rev. Code Ann. § 1304.24— Right of charge-back or refund - liability of collecting bank - return of item - UCC 4-214
Ohio Rev. Code Ann. § 1304.25— Final payment of item by payor bank - when provisional debits and credits become final - when certain credits become available for withdrawal - UCC 4-215
Ohio Rev. Code Ann. § 1304.26— Insolvency and preference - UCC 4-216
Ohio Rev. Code Ann. § 1304.27— Deferred posting - recovery of payment by return of items - time of dishonor - return of items by payor bank - UCC 4-301
Ohio Rev. Code Ann. § 1304.28— Payor bank's responsibility for late return of item - UCC 4-302
Ohio Rev. Code Ann. § 1304.29— When items subject to notice, stop-payment order, legal process or setoff - order in which items may be charged or certified - UCC 4-303
Ohio Rev. Code Ann. § 1304.30— When bank may charge customer's account - UCC 4-401
Ohio Rev. Code Ann. § 1304.31— Bank's liability to customer for wrongful dishonor - time of determining insufficiency of account - UCC 4-402
Ohio Rev. Code Ann. § 1304.32— Customer's right to stop payment - burden of proof of loss - UCC 4-403
Ohio Rev. Code Ann. § 1304.33— Bank not obliged to pay check more than six months old - UCC 4-404
Ohio Rev. Code Ann. § 1304.34— Death or incompetence of customer - UCC 4-405
Ohio Rev. Code Ann. § 1304.35— Customer's duty to discover and report unauthorized signature or alteration - UCC 4-406
Ohio Rev. Code Ann. § 1304.36— Payor bank's right to subrogation on improper payment - UCC 4-407
Ohio Rev. Code Ann. § 1304.37— Handling of documentary drafts - duty to send for presentment and to notify customer of dishonor - UCC 4-501
Ohio Rev. Code Ann. § 1304.38— Presentment of on arrival drafts - UCC 4-502
Ohio Rev. Code Ann. § 1304.39— Responsibility of presenting bank for documents and goods - report of reasons for dishonor - referee in case of need - UCC 4-503
Ohio Rev. Code Ann. § 1304.40— Privilege of presenting bank to deal with goods - security interest for expenses - UCC 4-504
Ohio Rev. Code Ann. § 1304.51— Definitions - UCC 4A-103, 4A-104, 4A-105
Ohio Rev. Code Ann. § 1304.52— Application of provisions - UCC 4A-102
Ohio Rev. Code Ann. § 1304.53— Time payment order is received - UCC 4A-106
Ohio Rev. Code Ann. § 1304.54— Federal reserve regulations and operating circulars - UCC 4A-107
Ohio Rev. Code Ann. § 1304.55— Applicability of ORC provisions for consumer transactions governed by federal law - UCC 4A-108
Ohio Rev. Code Ann. § 1304.56— Security procedure - UCC 4A-201
Ohio Rev. Code Ann. § 1304.57— Authorized and verified payment orders - UCC 4A-202
Ohio Rev. Code Ann. § 1304.58— Unenforceability of certain verified payment orders - UCC 4A-203
Ohio Rev. Code Ann. § 1304.59— Refund of payment and duty of customer to report with respect to unauthorized payment order - UCC 4A-204
Ohio Rev. Code Ann. § 1304.60— Erroneous payment orders - UCC 4A-205
Ohio Rev. Code Ann. § 1304.61— Transmission of payment order through funds-transfer or other communication system - UCC 4A-206
Ohio Rev. Code Ann. § 1304.62— Misdescription of beneficiary - UCC 4A-207
Ohio Rev. Code Ann. § 1304.63— Misdescription of intermediary bank or beneficiary's bank - UCC 4A-208
Ohio Rev. Code Ann. § 1304.64— Acceptance of payment order - UCC 4A-209
Ohio Rev. Code Ann. § 1304.65— Rejection of payment order - UCC 4A-210
Ohio Rev. Code Ann. § 1304.66— Cancellation and amendment of payment order - UCC 4A-211
Ohio Rev. Code Ann. § 1304.67— Liability and duty of receiving bank regarding unaccepted payment order - UCC 4A-212
Ohio Rev. Code Ann. § 1304.68— Execution and execution date - UCC 4A-301
Ohio Rev. Code Ann. § 1304.69— Obligations of receiving bank in execution of payment order - UCC 4A-302
Ohio Rev. Code Ann. § 1304.70— Erroneous execution of payment order - UCC 4A-303
Ohio Rev. Code Ann. § 1304.71— Duty of sender to report erroneously executed payment order - UCC 4A-304
Ohio Rev. Code Ann. § 1304.72— Liability for late or improper execution or failure to execute payment order - UCC 4A-305
Ohio Rev. Code Ann. § 1304.73— Payment date - UCC 4A-401
Ohio Rev. Code Ann. § 1304.74— Obligation of sender to pay receiving bank - UCC 4A-402
Ohio Rev. Code Ann. § 1304.75— Payment by sender to receiving bank - UCC 4A-403
Ohio Rev. Code Ann. § 1304.76— Obligation of beneficiary's bank to pay and give notice to beneficiary - UCC 4A-404
Ohio Rev. Code Ann. § 1304.77— Payment by beneficiary's bank to beneficiary - UCC 4A-405
Ohio Rev. Code Ann. § 1304.78— Payment by originator to beneficiary - discharge of underlying obligation - UCC 4A-406
Ohio Rev. Code Ann. § 1304.79— Variation by agreement and effect of funds-transfer system rule - UCC 4A-501
Ohio Rev. Code Ann. § 1304.80— Creditor process served on receiving bank - setoff by beneficiary's bank - UCC 4A-502
Ohio Rev. Code Ann. § 1304.81— Injunction or restraining order with respect to funds transfer - UCC 4A-503
Ohio Rev. Code Ann. § 1304.82— Order in which items and payment orders may be charged to account - order of withdrawals from account - UCC 4A-504
Ohio Rev. Code Ann. § 1304.83— Preclusion of objection to debit of customer's account - UCC 4A-505
Ohio Rev. Code Ann. § 1304.84— Rate of interest - UCC 4A-506
Ohio Rev. Code Ann. § 1304.85— Choice of law - UCC 4A-507