Chapter

Accident and Sickness Insurance Policies

R.I. Gen. Laws § 27-18-1— “Policy of accident and sickness insurance” construed
R.I. Gen. Laws § 27-18-1.1— Definitions
R.I. Gen. Laws § 27-18-2— Form of policy
R.I. Gen. Laws § 27-18-2.1— Uniform explanation of benefits and coverage
R.I. Gen. Laws § 27-18-3— Required provisions
R.I. Gen. Laws § 27-18-3.1— Alternative coverage by employer
R.I. Gen. Laws § 27-18-3.2— Rules and regulations
R.I. Gen. Laws § 27-18-3.3— Penalties
R.I. Gen. Laws § 27-18-3.4— Judicial review
R.I. Gen. Laws § 27-18-3.5— Non-applicability
R.I. Gen. Laws § 27-18-4— Optional provisions
R.I. Gen. Laws § 27-18-5— Inapplicable or inconsistent provisions
R.I. Gen. Laws § 27-18-6— Sequence of provisions
R.I. Gen. Laws § 27-18-7— Third-party ownership
R.I. Gen. Laws § 27-18-8— Filing of accident and sickness insurance policy forms
R.I. Gen. Laws § 27-18-8.1— Waiting period — Effective date of filings
R.I. Gen. Laws § 27-18-8.2— Notice of disapproval
R.I. Gen. Laws § 27-18-8.3— Withdrawal of approval
R.I. Gen. Laws § 27-18-8.4— Rules as to filing
R.I. Gen. Laws § 27-18-9— Policies of foreign insurers
R.I. Gen. Laws § 27-18-10— Compliance by domestic insurer with laws of other states
R.I. Gen. Laws § 27-18-11— Application of provisions to policy issued to nonresident
R.I. Gen. Laws § 27-18-12— Less favorable provisions prohibited
R.I. Gen. Laws § 27-18-13— Effect of policies inconsistent with chapter
R.I. Gen. Laws § 27-18-14— Copies of applications
R.I. Gen. Laws § 27-18-15— Alteration of application
R.I. Gen. Laws § 27-18-16— False statements in application
R.I. Gen. Laws § 27-18-17— Acts not constituting waiver of insurer’s defenses
R.I. Gen. Laws § 27-18-18— Acceptance of premiums after effective period of policy
R.I. Gen. Laws § 27-18-19— Insurance exempt from chapter
R.I. Gen. Laws § 27-18-20— Penalties for violations
R.I. Gen. Laws § 27-18-21— Appeals from commissioner
R.I. Gen. Laws § 27-18-22— Effect on other law
R.I. Gen. Laws § 27-18-23— Severability
R.I. Gen. Laws § 27-18-24— Immunity of benefits from process
R.I. Gen. Laws § 27-18-25— Unfair discrimination prohibited
R.I. Gen. Laws § 27-18-26— Physical examinations by insurance company
R.I. Gen. Laws § 27-18-27— Adoptive children
R.I. Gen. Laws § 27-18-28— [Repealed.]
R.I. Gen. Laws § 27-18-29— Changing coverage
R.I. Gen. Laws § 27-18-30— Health insurance contracts — Infertility
R.I. Gen. Laws § 27-18-31— Insurance coverage for services of licensed midwives
R.I. Gen. Laws § 27-18-32— Discontinuance of coverage — Chronic disabilities
R.I. Gen. Laws § 27-18-33— Drug coverage
R.I. Gen. Laws § 27-18-33.1— Insurance coverage for postpartum hospital stays
R.I. Gen. Laws § 27-18-33.2— Pharmacy benefit manager requirements with respect to multi-source generic pricing updates to pharmacies
R.I. Gen. Laws § 27-18-33.3— Patient choice in dispensing of clinician-administered drugs
R.I. Gen. Laws § 27-18-34— Health insurance contracts — Certified registered nurse practitioners and psychiatric and mental health nurse clinical specialists
R.I. Gen. Laws § 27-18-35— Certified counselors in mental health and therapists in marriage and family practice
R.I. Gen. Laws § 27-18-36— [Repealed.]
R.I. Gen. Laws § 27-18-36.1— [Repealed.]
R.I. Gen. Laws § 27-18-36.2— [Repealed.]
R.I. Gen. Laws § 27-18-36.3— [Repealed.]
R.I. Gen. Laws § 27-18-37— [Repealed.]
R.I. Gen. Laws § 27-18-38— Diabetes treatment
R.I. Gen. Laws § 27-18-39— Mastectomy treatment
R.I. Gen. Laws § 27-18-40— Insurance coverage for mastectomy hospital stays
R.I. Gen. Laws § 27-18-41— Mammograms and pap smears — Coverage mandated
R.I. Gen. Laws § 27-18-42— Mammograms — Quality assurance standards
R.I. Gen. Laws § 27-18-43— Pap smears — Quality assurance standards
R.I. Gen. Laws § 27-18-44— Primary and preventive obstetric and gynecological care
R.I. Gen. Laws § 27-18-44.1— Hysterectomy or myomectomy treatment
R.I. Gen. Laws § 27-18-45— Whistleblowers protection
R.I. Gen. Laws § 27-18-46— Penalties and remedies
R.I. Gen. Laws § 27-18-47— Additional relief and damages — Reinstatement
R.I. Gen. Laws § 27-18-48— Third-party reimbursement for services of certain healthcare workers
R.I. Gen. Laws § 27-18-48.1— Third-party reimbursement for services of registered nurse first assistants
R.I. Gen. Laws § 27-18-49— Human leukocyte antigen testing
R.I. Gen. Laws § 27-18-50— Drug coverage
R.I. Gen. Laws § 27-18-50.1— Medication synchronization
R.I. Gen. Laws § 27-18-50.2— Specialty drugs
R.I. Gen. Laws § 27-18-51— Restricted annual rate payments prohibited
R.I. Gen. Laws § 27-18-52— Genetic testing
R.I. Gen. Laws § 27-18-52.1— Genetic information
R.I. Gen. Laws § 27-18-53— Magnetic resonance imaging — Quality assurance standards
R.I. Gen. Laws § 27-18-54— Health insurance rates
R.I. Gen. Laws § 27-18-55— Acupuncture services
R.I. Gen. Laws § 27-18-56— Prohibition against dentists being required to indemnify provider
R.I. Gen. Laws § 27-18-57— FDA approved prescription contraceptive drugs and devices
R.I. Gen. Laws § 27-18-58— Prostate and colorectal examinations — Coverage mandated — The Maryellen Goodwin Colorectal Cancer Screening Act
R.I. Gen. Laws § 27-18-59— Eligibility for children’s benefits
R.I. Gen. Laws § 27-18-60— Hearing aids
R.I. Gen. Laws § 27-18-61— Prompt processing of claims
R.I. Gen. Laws § 27-18-62— Mandatory coverage for certain lyme disease treatments
R.I. Gen. Laws § 27-18-63— Dental insurance assignment of benefits
R.I. Gen. Laws § 27-18-64— Coverage for early intervention services
R.I. Gen. Laws § 27-18-65— Post-payment audits
R.I. Gen. Laws § 27-18-66— Tobacco cessation programs
R.I. Gen. Laws § 27-18-67— Reimbursement for orthotic and prosthetic services
R.I. Gen. Laws § 27-18-68— Mandatory coverage for scalp hair prosthesis
R.I. Gen. Laws § 27-18-69— Licensed ambulance service
R.I. Gen. Laws § 27-18-70— Enteral nutrition products
R.I. Gen. Laws § 27-18-71— Prohibition on preexisting condition exclusions
R.I. Gen. Laws § 27-18-72— Prohibition on rescission of coverage
R.I. Gen. Laws § 27-18-73— Prohibition on annual and lifetime limits
R.I. Gen. Laws § 27-18-74— Coverage for individuals participating in approved clinical trials
R.I. Gen. Laws § 27-18-75— Medical loss ratio reporting and rebates
R.I. Gen. Laws § 27-18-76— Emergency services
R.I. Gen. Laws § 27-18-77— Internal and external appeal of adverse benefit determinations
R.I. Gen. Laws § 27-18-78— Primary care provider designation requirement
R.I. Gen. Laws § 27-18-79— Discretionary clauses
R.I. Gen. Laws § 27-18-80— Orally administered anticancer medication — Cost-sharing requirement
R.I. Gen. Laws § 27-18-81— Consumer notification
R.I. Gen. Laws § 27-18-82— Opioid antagonists
R.I. Gen. Laws § 27-18-83— Healthcare provider credentialing
R.I. Gen. Laws § 27-18-84— Health insurance contracts — Full year coverage for contraception
R.I. Gen. Laws § 27-18-85— Prohibition on discrimination in organ transplants
R.I. Gen. Laws § 27-18-86— Health insurance contracts — Copayments exemption for COVID-19 related services
R.I. Gen. Laws § 27-18-87— Perinatal doulas
R.I. Gen. Laws § 27-18-88— Gender rating
R.I. Gen. Laws § 27-18-89— Coverage for biomarker testing
R.I. Gen. Laws § 27-18-90— Mandatory coverage for treatment of pediatric autoimmune neuropsychiatric disorders associated with streptococcal infections and pediatric acute onset neuropsychiatric syndrome
R.I. Gen. Laws § 27-18-91— Coverage for treatment of pre-exposure prophylaxis (PrEP) for the prevention of HIV and post-exposure prophylaxis (PEP) to prevent HIV infection
R.I. Gen. Laws § 27-18-92— [Repealed.]
R.I. Gen. Laws § 27-18-93— Dispensing and administration of HIV PrEP or PEP drugs
R.I. Gen. Laws § 27-18-94— Epinephrine injectors
R.I. Gen. Laws § 27-18-95— Acute mental health crisis mobile response and stabilization services. [Effective January 1, 2026.]