No credit bureau doing business in this state shall use all or part of a consumer’s social security number as the sole factor when determining whether a credit report in its files matches the identity of a person who is the subject of a credit inquiry from a user of credit reports. When a social security number is used as a factor, a credit bureau may disclose a credit report in its files to an inquiring user of credit reports only if the name also matches the identity of the person who is the subject of the inquiry.
R.I. Gen. Laws § 6-13.1-29
Furnishing of credit reports
Known as the Unfair Trade Practice and Consumer Protection Act
The act spans §§ 6-13.1-10 to 6-13.1-9 (31 sections).
P.L. 2012, ch. 404, § 1; P.L. 2012, ch. 412, § 1; P.L. 2014, ch. 528, § 10; P.L. 2022, ch. 344, § 1, effective June 29, 2022; P.L. 2022, ch. 345, § 1, effective June 29, 2022.
Official source: Rhode Island General Assembly. Reproduced from public-domain Rhode Island statutes; confirm against the official source for the current text. Not legal advice.