Chapter

Loans

S.C. Code Ann. § 37-3-101— Short title
S.C. Code Ann. § 37-3-102— Scope
S.C. Code Ann. § 37-3-103— Index of definitions
S.C. Code Ann. § 37-3-104— "Consumer loan" defined
S.C. Code Ann. § 37-3-105— First mortgage real estate loans
S.C. Code Ann. § 37-3-106— "Loan" defined
S.C. Code Ann. § 37-3-107— "Lender"; "precomputed"; "principal" defined
S.C. Code Ann. § 37-3-108— "Revolving loan account" defined
S.C. Code Ann. § 37-3-109— "Loan finance charge" defined
S.C. Code Ann. § 37-3-200— Restricted loans and restricted lenders
S.C. Code Ann. § 37-3-201— Loan finance charge for consumer loans
S.C. Code Ann. § 37-3-202— Additional charges
S.C. Code Ann. § 37-3-203— Delinquency charges
S.C. Code Ann. § 37-3-204— Deferral charges
S.C. Code Ann. § 37-3-205— Loan finance charge on refinancing
S.C. Code Ann. § 37-3-206— Loan finance charge on consolidation
S.C. Code Ann. § 37-3-207— Conversion to revolving loan account
S.C. Code Ann. § 37-3-208— Advance to perform covenants of debtor
S.C. Code Ann. § 37-3-209— Right to prepay
S.C. Code Ann. § 37-3-210— Rebate upon prepayment
S.C. Code Ann. § 37-3-301— Application of and compliance with Federal Truth in Lending Act
S.C. Code Ann. § 37-3-302— Receipts; statements of account; evidence of payment
S.C. Code Ann. § 37-3-303— Notice to cosigners and similar parties
S.C. Code Ann. § 37-3-304— Advertising
S.C. Code Ann. § 37-3-305— Filing and posting maximum rate schedule
S.C. Code Ann. § 37-3-306— Notice of assumption rights
S.C. Code Ann. § 37-3-308— Manufactured home loan disclosure; material terms
S.C. Code Ann. § 37-3-401— Scope
S.C. Code Ann. § 37-3-402— Balloon payments
S.C. Code Ann. § 37-3-403— No assignment of earnings
S.C. Code Ann. § 37-3-404— Attorney's fees
S.C. Code Ann. § 37-3-405— Charges as a result of default prohibited except as authorized by title
S.C. Code Ann. § 37-3-406— Notice of assignment
S.C. Code Ann. § 37-3-407— Authorization to confess judgment prohibited
S.C. Code Ann. § 37-3-408— Change in terms of revolving loan accounts
S.C. Code Ann. § 37-3-409— Use of multiple agreements
S.C. Code Ann. § 37-3-410— Lender subject to claims and defenses arising from sale and leases
S.C. Code Ann. § 37-3-411— Card issuer subject to claims and defenses
S.C. Code Ann. § 37-3-412— Variable interest rate real estate mortgage loans
S.C. Code Ann. § 37-3-413— Short-term vehicle secured loans; notice to borrower
S.C. Code Ann. § 37-3-500— Scope
S.C. Code Ann. § 37-3-501— Definitions: "supervised loan"; "supervised lender"; "restricted loan"; "restricted lender"
S.C. Code Ann. § 37-3-502— Authority to make supervised loans
S.C. Code Ann. § 37-3-503— License to make supervised loans
S.C. Code Ann. § 37-3-504— Revocation or suspension of license
S.C. Code Ann. § 37-3-505— Records; annual reports
S.C. Code Ann. § 37-3-506— Examinations and investigations
S.C. Code Ann. § 37-3-507— Application of Part on Administrative Procedure and Judicial Review
S.C. Code Ann. § 37-3-509— Use of multiple agreements
S.C. Code Ann. § 37-3-510— Restrictions on interest in land as security
S.C. Code Ann. § 37-3-511— Regular schedule of payments; maximum loan term
S.C. Code Ann. § 37-3-512— Conduct of business other than making loans
S.C. Code Ann. § 37-3-513— Application of other provisions
S.C. Code Ann. § 37-3-514— Limitation on attorney's fees
S.C. Code Ann. § 37-3-515— Loan renewal limitations
S.C. Code Ann. § 37-3-601— Loans subject to this Title by agreement of parties
S.C. Code Ann. § 37-3-605— Loan finance charge for other loans