For the purposes of § 54-4-44 for all loans, late fees, return check fees, and attorney's fees incurred upon consumer default are not fees "incident to the extension of credit."
S.D. Codified Laws § 54-4-44.3
Consumer default--Fees incident to extension of credit
Applied in 1 court decision — leading case Dollar Loan Ctr. of S.D., LLC v. Afdahl (2018)
Most recently applied in Dollar Loan Ctr. of S.D., LLC v. Afdahl (May 2018)
Source: SL 2017, ch 205, § 4.
Official source: South Dakota Legislature. Reproduced from public-domain South Dakota statutes; confirm against the official source for the current text. Not legal advice.