Chapter

MONEY LENDING LICENSES

S.D. Codified Laws § 54-4-1— 54-4-1. Repealed by SL 1998, ch 280, § 30
S.D. Codified Laws § 54-4-2— 54-4-2. Repealed by SL 1998, ch 280, § 29
S.D. Codified Laws § 54-4-3— 54-4-3 to 54-4-35. Repealed by SL 1998, ch 280, § 30
S.D. Codified Laws § 54-4-36— Definition of terms
S.D. Codified Laws § 54-4-37— Entities exempt from chapter provisions
S.D. Codified Laws § 54-4-37.1— Exemption for originating, selling, servicing, or acquiring five or fewer loans in twelve-month period where total of outstanding loans under certain amount--Annual report
S.D. Codified Laws § 54-4-38— Promulgation of rules
S.D. Codified Laws § 54-4-39— Compliance with Title 53
S.D. Codified Laws § 54-4-40— Application for license--Licensure through nationwide mortgage licensing system--Public records--Exemptions
S.D. Codified Laws § 54-4-41— Rejection or acceptance of application by director
S.D. Codified Laws § 54-4-42— Bond to be filed with application
S.D. Codified Laws § 54-4-43— Investigation of facts concerning license application--Requirements for grant of license
S.D. Codified Laws § 54-4-44— Engaging in business after procurement of license--Maximum finance charge--Violation as misdemeanor--Loan void
S.D. Codified Laws § 54-4-44.1— Device, subterfuge, or pretense to evade maximum finance charge prohibited--Penalties
S.D. Codified Laws § 54-4-44.2— Motor vehicle purchase loan--Fees incident to extension of credit
S.D. Codified Laws § 54-4-44.3— Consumer default--Fees incident to extension of credit
S.D. Codified Laws § 54-4-44.4— Business-to-business lending exempt
S.D. Codified Laws § 54-4-45— Duration of license--Renewal
S.D. Codified Laws § 54-4-46— Transfer of license--Approval required for name change
S.D. Codified Laws § 54-4-47— Location to be licensed--Change of location
S.D. Codified Laws § 54-4-47.1— Remote work--Requirements
S.D. Codified Laws § 54-4-49— Conditions, denial, nonrenewal, suspension, or revocation of license
S.D. Codified Laws § 54-4-50— Injunction against licensee for violation
S.D. Codified Laws § 54-4-51— Court-appointed receivership
S.D. Codified Laws § 54-4-52— License required
S.D. Codified Laws § 54-4-53— Deposit of funds
S.D. Codified Laws § 54-4-54— Payment of annual tax--Exemption
S.D. Codified Laws § 54-4-55— Exemption from other taxes
S.D. Codified Laws § 54-4-56— Renewal of application--Tax information--Forms
S.D. Codified Laws § 54-4-57— Examination of records--Costs--Information--Forms--Application of other provisions
S.D. Codified Laws § 54-4-58— Information required in contract
S.D. Codified Laws § 54-4-59— Property insurance required
S.D. Codified Laws § 54-4-60— Purchase of insurance not condition to receive loan
S.D. Codified Laws § 54-4-61— Copy provided to debtor
S.D. Codified Laws § 54-4-62— Satisfaction of loan--Release of assignments
S.D. Codified Laws § 54-4-63— Advertising
S.D. Codified Laws § 54-4-64— Application of chapter
S.D. Codified Laws § 54-4-65— Limitation on renewal, rollover, or flip of short-term consumer loan--Fee
S.D. Codified Laws § 54-4-66— Maximum amount of payday loan--Violation as misdemeanor
S.D. Codified Laws § 54-4-67— Production of records located outside state--Alternate procedures--Designated record inspectors
S.D. Codified Laws § 54-4-68— Appointment of resident agent for service of process--Notice
S.D. Codified Laws § 54-4-69— Consent to be sued--Form
S.D. Codified Laws § 54-4-70— Title loans to be evidenced by written agreement--Possession of certification of title--Application of statutes on secured transactions
S.D. Codified Laws § 54-4-71— Term of title loan--Renewal--Payment amounts--Deferred principal amount
S.D. Codified Laws § 54-4-72— Default in repayment of title loan--Remedy--Exception--Sale of reposed vehicle--Refund of surplus less expenses
S.D. Codified Laws § 54-4-73— Debt cancellation contract defined
S.D. Codified Laws § 54-4-74— Debt suspension contract defined
S.D. Codified Laws § 54-4-75— Debt cancellation contracts and debt suspension contracts permitted
S.D. Codified Laws § 54-4-76— Loans by unlicensed lenders uncollectible except for principal
S.D. Codified Laws § 54-4-77— Debt collection--Prohibitions
S.D. Codified Laws § 54-4-77.1— Exemptions not applicable to prohibited debt-collection tactics
S.D. Codified Laws § 54-4-78— Use of nationwide mortgage licensing system and registry for requesting and distributing information
S.D. Codified Laws § 54-4-79— Contracts for collection and maintenance of records and processing of fees
S.D. Codified Laws § 54-4-80— Sharing of information collected by director
S.D. Codified Laws § 54-4-81— Attorney's fees recoverable if provided for in evidence of debt