It is declared to be the policy of the State of Vermont that:
(1) the business of organizations that offer financial services and products shall be supervised by the Commissioner in a manner to ensure the solvency, liquidity, stability, and efficiency of all such organizations; to ensure reasonable and orderly competition, thereby encouraging the development, expansion, and availability of financial services and products advantageous to the public welfare; and to maintain close cooperation with other supervisory authorities; and
(2) all such organizations shall be supervised in such a way as to protect consumers against unfair and unconscionable practices and to provide consumer education.