(a) A person shall not engage in check cashing and currency exchange, or hold itself out as providing these money services, unless the person is licensed under this chapter.
(b) Subsection (a) of this section shall not apply to:
(1) a person licensed under subchapter 2 of this chapter;
(2) an authorized delegate of a person licensed under subchapter 2 of this chapter if such money services are within the scope of authority conferred by a written contract between the authorized delegate and the licensee; or
(3) a person that is exempt pursuant to section 2504 of this chapter and that does not engage in money services outside the scope of such exemption.