No service contract issued, sold, or covering property located in this State shall provide:
(1) that the consumer is not a party to the contract;
(2) that the provider has no liability to the consumer;
(3) that the consumer does not have the right to bring an action to enforce the terms of the contract or otherwise challenge the denial of a claim that the consumer believes is wrongful, subject to the provisions of any alternative dispute resolution procedure authorized by contract and by law; or
(4) that any civil action brought in connection with the service contract must be brought in the courts of a jurisdiction other than Vermont.