Except as otherwise provided in chs. 403, 404, and 405, a person gives value for rights if the person acquires them under any of the following circumstances:
(1) In return for a binding commitment to extend credit or for the extension of immediately available credit, whether or not drawn upon and whether or not a charge-back is provided for in the event of difficulties in collection.
(2) As security for, or in total or partial satisfaction of, a preexisting claim.
(3) By accepting delivery under a preexisting contract for purchase.
(4) In return for any consideration sufficient to support a simple contract.