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W. Va. Code § 46A-2-117

Authorization to confess judgment prohibited

Known as the West Virginia Consumer Credit and Protection Act

The act spans §§ 46A-1-101 to 46A-8-102 (260 sections).

Applied in 1 court decision — leading case SER The First State Bank v. Hon. F. Jane Hustead, Judge (2015)

Most recently applied in SER The First State Bank v. Hon. F. Jane Hustead, Judge (October 2015)

A consumer may not authorize any person to confess judgment on a claim arising out of a consumer credit sale, consumer lease or a consumer loan. An authorization in violation of this section is void. The provisions of this section shall not be construed as in any way impliedly authorizing a confession of judgment in any other type of transaction.

Official source: West Virginia Legislature. Reproduced from public-domain West Virginia statutes; confirm against the official source for the current text. Not legal advice.