Article

Consumer Credit Protection

W. Va. Code § 46A-2-101— Holders of negotiable instruments subject to claims and defenses
W. Va. Code § 46A-2-102— Assignee subject to claims and defenses
W. Va. Code § 46A-2-103— Lender subject to claims and defenses arising from sales
W. Va. Code § 46A-2-103a— Lessor subject to claims and defenses arising from leases
W. Va. Code § 46A-2-104— Notice to cosigners
W. Va. Code § 46A-2-105— Balloon payments
W. Va. Code § 46A-2-106— Notice of consumer's right to cure default; cure; acceleration
W. Va. Code § 46A-2-107— Security in sales or leases
W. Va. Code § 46A-2-108— Cross-collateral
W. Va. Code § 46A-2-109— Debt secured by cross-collateral
W. Va. Code § 46A-2-110— Referral sales or leases
W. Va. Code § 46A-2-111— Consumer leases; information to be furnished
W. Va. Code § 46A-2-112— Restriction on liability in consumer lease
W. Va. Code § 46A-2-113— Notice of assignment
W. Va. Code § 46A-2-114— Receipts; statements of account; evidence of payment
W. Va. Code § 46A-2-115— Limitation on default charges
W. Va. Code § 46A-2-116— Assignment of earnings
W. Va. Code § 46A-2-117— Authorization to confess judgment prohibited
W. Va. Code § 46A-2-118— No garnishment before judgment
W. Va. Code § 46A-2-119— Restrictions on deficiency judgments
W. Va. Code § 46A-2-119a— Secured transaction; use of price guide value in calculating deficiency or surplus
W. Va. Code § 46A-2-120— Extortionate extensions of credit
W. Va. Code § 46A-2-121— Unconscionability; inducement by unconscionable conduct
W. Va. Code § 46A-2-122— Definitions
W. Va. Code § 46A-2-123— Practice of law by debt collectors
W. Va. Code § 46A-2-124— Threats or coercion
W. Va. Code § 46A-2-125— Oppression and abuse
W. Va. Code § 46A-2-126— Unreasonable publication
W. Va. Code § 46A-2-127— Fraudulent, deceptive or misleading representations
W. Va. Code § 46A-2-128— Unfair or unconscionable means
W. Va. Code § 46A-2-129— Postal violations
W. Va. Code § 46A-2-129a— Deceptive or oppressive telephone calls
W. Va. Code § 46A-2-130— Limitation on garnishment
W. Va. Code § 46A-2-131— No discharge or reprisal because of garnishment
W. Va. Code § 46A-2-132— Home solicitation; buyer's right to cancel; notice
W. Va. Code § 46A-2-133— Form of agreement or offer to purchase; statement of buyer's rights
W. Va. Code § 46A-2-134— Restoration of down payment
W. Va. Code § 46A-2-135— Buyer's duty; seller's right; no compensation for certain services
W. Va. Code § 46A-2-136— Personal property exemptions
W. Va. Code § 46A-2-137— Service of process on certain nonresidents
W. Va. Code § 46A-2-138— Buyer's right to cancel certain subscriptions and other obligations
W. Va. Code § 46A-2-139— Unlawful commercial facsimile transmission; right of action for injunction, damages
W. Va. Code § 46A-2-140— Pleadings not to be the basis of a cause of action