Motor Vehicle Safety Responsibility Act

Alaska · Motor Vehicles · §§ 28.20.010 to 28.20.640 · 67 sections

Overview

This act requires the owners and operators of motor vehicles to be financially responsible for the injuries and property damage they cause, and prescribes how that responsibility must be established and proven. Liability insurance is the principal mechanism: the act sets minimum coverage amounts, dictates required, optional, and prohibited policy terms, distinguishes owner's from operator's policies, and provides for certification, standard proof-of-insurance forms, and insurer notice when a policy lapses — while allowing alternatives such as a surety bond, a deposit of cash or securities, or qualification as a self-insurer. Administration falls to the state motor vehicle agency, which may adopt rules and suspend a driver's license and vehicle registration or driving privilege when the required evidence is not furnished or maintained, and violations of its provisions are punishable as an offense.

Editorial summary generated from the text of this act. It is not part of the statute — read the sections below for the operative language.

In the courts

Sections of this act have been cited in 1 court decision.

Most-cited authority: 96 F.4th 481 - Jespersen v. Colony Insurance Company

Sections covered

AS 28.20.010Declaration of purpose
AS 28.20.020Administration
AS 28.20.030Court review. [Repealed, § 4 ch 140 SLA 1977.]
AS 28.20.040Department to furnish operating record. [Repealed, § 20 ch 241 SLA 1976.]
AS 28.20.050Application of chapter
AS 28.20.060Exceptions to requirement of security
AS 28.20.070Requirements as to policy or bond
AS 28.20.080Form and amount of security
AS 28.20.090Suspension for failure to deposit security
AS 28.20.100Release from liability
AS 28.20.110Adjudication of nonliability
AS 28.20.120Agreements for payment of damages
AS 28.20.130Payment upon judgment
AS 28.20.140Termination of security requirement
AS 28.20.150Duration of suspension
AS 28.20.160Application to nonresidents, unlicensed drivers, unregistered vehicles, and accidents in other states
AS 28.20.170Authority of department to decrease amount of security
AS 28.20.180Correction of action of department
AS 28.20.190Custody of security
AS 28.20.200Disposition of security
AS 28.20.210Return of deposit
AS 28.20.220Matters not to be evidence in civil suits
AS 28.20.230Proof of financial responsibility for the future
AS 28.20.240Proof required when driving privilege is restricted
AS 28.20.250Action in respect to unlicensed person
AS 28.20.260When proof required after accidents
AS 28.20.270Suspension for nonpayment of judgments
AS 28.20.280When courts to report nonpayment of judgments
AS 28.20.290Further action with respect to nonresidents
AS 28.20.300Exception for government vehicles
AS 28.20.310Exception when consent granted by judgment creditor
AS 28.20.320Exceptions when insurer liable
AS 28.20.325Exemption for certain employee-drivers; applicability to employer
AS 28.20.330Suspension to continue until judgments paid and proof given
AS 28.20.340Driving while license cancelled, suspended, or revoked
AS 28.20.350Discharge in bankruptcy. [Repealed, § 42 ch 53 SLA 1973.]
AS 28.20.360Payments sufficient to satisfy requirements
AS 28.20.370Installment payment of judgments; default
AS 28.20.380Registration and operator's rights limited by extent of proof
AS 28.20.390Proof by persons who do not own a vehicle
AS 28.20.400Self-insurers
AS 28.20.410Certificate of insurance as proof
AS 28.20.420Certificate furnished by nonresident as proof
AS 28.20.430Default by nonresident insurer
AS 28.20.440Motor vehicle liability policy defined; required provisions1 cite
AS 28.20.445Uninsured and underinsured motorists coverage
AS 28.20.450Notice of cancellation or termination of certified policy
AS 28.20.460Chapter not to affect other policies
AS 28.20.470Bond as proof
AS 28.20.480Action on bond
AS 28.20.490Money or securities as proof. [Repealed, § 15 ch 70 SLA 1984.]
AS 28.20.500Owner may give proof for others
AS 28.20.510Substitution of proof
AS 28.20.520Other proof may be required
AS 28.20.530Application of deposit
AS 28.20.540Duration, cancellation, and return of proof
AS 28.20.550Transfer of registration to defeat purpose of chapter prohibited
AS 28.20.560Surrender of license and registration, and false affidavits
AS 28.20.570Forged proof
AS 28.20.580Assigned risk plans
AS 28.20.585Reinstatement fee. [Repealed, § 15 ch 70 SLA 1984.]
AS 28.20.590Past application of chapter
AS 28.20.600Chapter does not prevent other process
AS 28.20.610Provisions of chapter apply throughout state
AS 28.20.620Application of Administrative Procedure Act. [Repealed, § 4 ch 140 SLA 1977.]
AS 28.20.630Definitions
AS 28.20.640Short title

Enacted in other states

Alabama, Arkansas, District of Columbia, North Carolina, Rhode Island, Texas, Wyoming

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