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12 U.S.C. § 2802

Section 2802 · Definitions

Current version, with additions and removals from the August 9, 1989 version.

Current — July 21, 2010
As of August 9, 1989

For purposes of this chapter—

For purposes of this chapter—

(1) the term “Bureau” means the Bureau of Consumer Financial Protection;

(1) the term “mortgage loan” means a loan which is secured by residential real property or a home improvement loan;
(2) the term “mortgage loan” means a loan which is secured by residential real property or a home improvement loan;
(2) the term “depository institution”—
(3) the term “depository institution”—

(A) means—

(A) means—

(i) any bank (as defined in section 1813(a)(1) of this title);

(i) any bank (as defined in section 1813(a)(1) of this title);

(ii) any savings association (as defined in section 1813(b)(1) of this title); and

(ii) any savings association (as defined in section 1813(b)(1) of this title); and

(iii) any credit union,

(iii) any credit union,

which makes federally related mortgage loans as determined by the Board; and

which makes federally related mortgage loans as determined by the Board; and

(B) includes any other lending institution (as defined in paragraph (4)) other than any institution described in subparagraph (A);

(B) includes any other lending institution (as defined in paragraph (4)) other than any institution described in subparagraph (A);

(3) the term “completed application” means an application in which the creditor has received the information that is regularly obtained in evaluating applications for the amount and type of credit requested;
(4) the term “completed application” means an application in which the creditor has received the information that is regularly obtained in evaluating applications for the amount and type of credit requested;
(4) the term “other lending institutions” means any person engaged for profit in the business of mortgage lending;
(5) the term “other lending institutions” means any person engaged for profit in the business of mortgage lending;
(5) the term “Board” means the Board of Governors of the Federal Reserve System; and
(6) the term “Board” means the Board of Governors of the Federal Reserve System; and
(6) the term “Secretary” means the Secretary of Housing and Urban Development.
(7) the term “Secretary” means the Secretary of Housing and Urban Development.
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