20 U.S.C. § 1099
Section 1099 · Transferred
Amended 1 time on record
Applied in 11 court decisions — leading case Cliff v. Payco General American Credits, Inc. (2004)
Most recently applied in William Loveland Coll. v. Distance Educ. Accreditation Comm'n (September 2018)
How often courts cite this section
Court decisions citing this, by year.Markers show enactment, consequential amendments, and circuit splits over this section — watch for a citation surge after a change or a disagreement. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
Loans made, insured, or guaranteed pursuant to a program authorized by this subchapter shall not be subject to any disclosure requirements of any State law.
Editorial notes U.S. Code · Office of the Law Revision Counsel
Codification
Section was enacted as part of the Garn-St Germain Depository Institutions Act of 1982, and not as part of title IV of the Higher Education Act of 1965 which comprises this subchapter.
Effective Date
Section effective both with respect to loans made prior to and after Oct. 15, 1982, see section 701(c) of Pub. L. 97 320, set out as an Effective Date of 1982 Amendment note under section 1603 of Title 15, Commerce and Trade.