Collections Law in Virginia
This page covers collections law as it applies in Virginia — the state and federal laws that govern it, filing deadlines, where to get help, and notable in-state decisions. For what collections protects generally, see the national overview.
Compiled from primary legal sourcesNot legal adviceHow we source this
Laws that govern collections in Virginia
Virginia state law
- Civil Remedies and Procedure › Chapter 4. Limitations of Actions › Article 3. Personal Actions GenerallyVA 8.01 § 8.01-246
Cited in 144 court decisions on this topic's terms.
- Insurance › Chapter 22. Liability Insurance PoliciesVA 38.2 § 38.2-2206
Cited in 142 court decisions on this topic's terms.
- Trade and Commerce › Chapter 17. Virginia Consumer Protection ActVA 59.1 § 59.1-200
Cited in 67 court decisions on this topic's terms.
- Civil Remedies and Procedure › Chapter 3. Actions › Article 18.1. Tort Claims Against the Commonwealth of VirginiaVA 8.01 § 8.01-195.3
Cited in 54 court decisions on this topic's terms.
- Taxation › Chapter 39. Enforcement, Collection, Refunds, Remedies and Review of Local Taxes › Article 5. Correction of Assessments, Remedies and RefundsVA 58.1 § 58.1-3984
Cited in 43 court decisions on this topic's terms.
- Workers' Compensation › Chapter 3. Application and Effect of TitleVA 65.2 § 65.2-309
Cited in 38 court decisions on this topic's terms.
Federal law
- Title 15 — Commerce and Trade
The U.S. Code title that houses these federal statutes.
- Fair Debt Collection Practices Act
Federal law that limits the actions of third-party debt collectors who are attempting to collect debts on behalf of another person or entity. Codified at 15 U.S.C. §§ 1692 et seq.
- Fair Credit Reporting Act
Federal law that regulates the collection, dissemination, and use of consumer credit information. Codified at 15 U.S.C. §§ 1681 et seq.
Where to go & how to get help
Government agencies and non-profit legal-help organizations for collections in Virginia.
Official U.S. government starting point for finding free or low-cost legal help and legal-aid programs near you.
Locate the LSC-funded legal-aid organization that serves your county for civil (non-criminal) legal problems.
Find your state or local bar association lawyer-referral service and free legal-answer programs.
Find your state attorney general to file consumer-protection, civil-rights, or other complaints.
Not legal advice. State-specific statutes, deadlines and procedures are being sourced and will appear here.