Learn More About Collections Law in Charlottesville, Virginia

Charlottesville is an independent city geographically located in Albemarle County in the Commonwealth of Virginia, United States, and named after Charlotte of Mecklenburg-Strelitz, the queen consort of King George III of the United Kingdom. The population was 40,745 according to the 2004 estimate by the U.S. Census Bureau. It is the county seat of Albemarle County though the two are separate legal entities. The Bureau of Economic Analysis combines the city of Charlottesville with Albemarle County for statistical purposes, bringing the total population to 118,398. The city is the heart of the Charlottesville metropolitan area which includes Albemarle, Fluvanna, Greene and Nelson counties. In 2004, Charlottesville was ranked the best place to live in the United States in the book Cities Ranked and Rated by Bert Sperling and Peter Sander. Sperling and Sander ranked the cities based on cost of living, climate, and quality of life. Charlottesville is best known as the home to three U.S. Presidents, as well as the home of the University of Virginia, which, along with Monticello is a UNESCO World Heritage Site. The city is also known for Jefferson's Monticello, his renowned mountain-top home which attracts approximately half a million tourists every year.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Virginia

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...