Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Livermore (formerly, Livermores, Livermore Ranch, and Nottingham) is a city in Alameda County. The population as of 2010 was 83,800 but by 2030 it will have 107,600 residents.. Livermore is located in the Bay Area. Livermore is a "middle-size city" in the Bay Area. Traditionally, Livermore is considered the easternmost city in the Bay Area before entrance to the Central Valley. It was founded by William Mendenhall and named after Robert Livermore, his friend and a local rancher who settled in the area in the 1830s. Livermore is the home of the Lawrence Livermore National Laboratory. Livermore's south side, home to local vineyards, has developed several executive subdivisions near Ruby Hill. The city has also redeveloped its downtown district.