Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Appling is an unincorporated community in and the county seat of Columbia County, Georgia, United States. It is part of the Augusta, Georgia metropolitan area. Appling was formerly a city but, with the 1993 passage of legislation requiring cities to provide at least three municipal services, Appling was not able to remain incorporated. It was one of 187 inactive cities in Georgia that lost its charter on 1 June 1995. There was question as to whether it had ever been incorporated at all since it had no functioning corporate authorities. Columbia County government and judicial offices are in Evans, Georgia with the Columbia County Government Center, the Government Complex Addition, and the Columbia County Courthouse Annex all located there. Appling retains its status as county seat but all governmental functions are carried out in Evans.