Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Baldwin is a city in Banks and Habersham Counties in the U.S. state of Georgia. The population was 2,425 at the 2000 census. Baldwin is located on U.S. Route 441 just south of Georgia State Route 365. Baldwin is on the Appalachian continental divide. City hall sits in Habersham County. Baldwin borders the bigger city of Cornelia, which has the Habersham Chamber of Commerce. Nearby in Demorest is Piedmont College. Also nearby is Lake Russell, a national park. The Habersham county airport is in Baldwin. Biggest employer is Fieldale, which is primarily chicken processing.