Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Pine Lake is the smallest city in DeKalb County, Georgia, United States. The population was estimated at 621 by the 2000 census, but this estimate was challenged. There are 690 habitable buildings on the 2009 tax digest (See Demographics below). Pine Lake is one of the most eclectic cities in the state, including among its residents a number of locally, regionally and nationally known artists in the fields of music (Rick Richards of the Georgia Satellites, Elise Witt), fine art (Richard Cessil), sculpture, poetry (Alice Teeter) and prose and other disciplines. The City has been discribed as one of the most neighborly of cities—new residents are often told that when someone says, "Let me know what I can do to help," in Pine Lake, that's not an empty statement (Atlanta Magazine; Creative Loafing). The city was reported in Atlanta Magazine's (April 2003) "Best Places to Call Home. " Pine Lake's beautiful lake is center of many of the City's activities. The City often hosts indoor and outdoor concerts featuring some of the area's finest performers as well as readings and showings of area writers and artists. The Pine Lake Association of Involved Neighbors is an integral part of many of the activities happening in Pine Lake. PLAIN sponsors coffee and pastries, a monthly pancake breakfast, annual chili cook-off, desert contests, how-to seminars, ice cream socials, a yard of the month contest, work-days and much more, all with the idea of increasing neighborliness and improving the City.