Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Efland is an unincorporated community in Orange County, North Carolina, United States. Efland is most likely the next town in Orange County to become incorporated. The Efland Ruritan Club host most of the towns activities including an annual Rodeo, Lumberjack show, Tractor Pull, Car Show and HYAA youth baseball. The club began in 1981 with Ben Lloyd (former County Commissioner and Farmer) as its first President. Efland has two schools including Efland Elementary and Gravely Middle School.