Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Highlands is an incorporated town in Macon and Jackson counties in the U.S. state of North Carolina. Located on a plateau in the southern Appalachian mountains, within the Nantahala National Forest, it lies mostly in southeastern Macon and slightly in southwestern Jackson counties, in the Highlands and Cashiers (pronounced "cashers") townships, respectively. The permanent population was 909 at the 2000 census. The population swells to 10,000-15,000 during the season from spring to fall.