Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Linville is a community centered just south of the US 221 and NC 105 intersection in Avery County, North Carolina. The community -- at times known as Clay or Porcelain -- was founded in 1891 and named for William and John Linville, who were killed by Cherokees in 1766. The East Tennessee and Western North Carolina Railroad ("Tweetsie") passed through the community from 1916 till 1940, when a major flood washed away the tracks;; the old rail route later became NC 105 in 1956.