Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Little Switzerland is an unincorporated community in McDowell and Mitchell counties of North Carolina, United States. It is located along NC 226A off the Blue Ridge Parkway, just south of Spruce Pine. At this location, in 1909, on eleven hundred acres surveyed from the top of Grassy Mountain, the "Switzerland Company" was founded by North Carolina State Supreme Court Justice Heriot Clarkson, and became one of the few private resorts on the Blue Ridge Parkway. Its naming illustrates the gradual change in meaning of the 19th century term little Switzerland from an area of limestone formations to one of mountainous appearance. Famous oboist John Mack used to hold an annual "John Mack Oboe Camp" in the community before his death in 2006.